• ACN BORROWERS · BUSINESS PURPOSE ONLY
SPECIALIST PRIVATE LENDING — AUSTRALIA
Business finance solutions for deals others won’t touch.
We help company borrowers secure funding for commercial property, refinancing, business lending, debt restructuring, and complex finance scenarios.
Tell us about the deal
Two quick questions to confirm we're the right fit.
• George — Principal & Founder
• Settlement in under a week
• Hybrid lender + broker
• ACN BORROWERS · BUSINESS PURPOSE ONLY
SPECIALIST PRIVATE LENDING — AUSTRALIA
Business finance solutions for deals others won’t touch.
We help company borrowers secure funding for commercial property, refinancing, business lending, debt restructuring, and complex finance scenarios.
• George — Principal & Founder
• Settlement in under a week
• Hybrid lender + broker
Tell us about the deal
Two quick questions to confirm we're the right fit.
ACN
Company borrowers
only - no exceptions
WHY CALI CAPITAL
We do deals
others won't touch.
Traditional lenders often avoid complex scenarios. We work with company borrowers navigating refinancing pressure, distressed situations, urgent settlements, cash flow constraints, and non-standard lending structures.
01
The bank said no.
When timelines tighten and conventional finance stops moving, we help structure funding solutions for complex business and property scenarios that require a more strategic approach.
02
Specialist only.
Cali Capital is not a residential mortgage brokerage with a private lending tab. George operates as a hybrid lender and broker approximately 80% placed through our private lender panel, 20% from direct capital. That flexibility changes what's possible.
03
Company borrowers. Full stop.
Business and commercial purposes, ACN required. Commercial property, ATO tax debt, receivership rescue, bridging finance, development, if it's a business purpose and you're a registered company, let's talk.
WHAT WE DO
Specialist finance
for every complex scenario.
Residential & Commercial Property Purchase
Fast-tracked commercial acquisitions when timing is everything. We move where banks can't — settlements inside a week post-commitment, no bureaucratic drag.
Land & Development Finance
Bridging capital for development sites, land acquisition, and pre-DA funding gaps. We understand development timelines and structure accordingly.
ATO / Tax Debt Restructure
Director Penalty Notices, ATO garnishees, and tax debt escalations — we structure equity releases and bridging facilities to clear liabilities fast before they become terminal.
Second Mortgage & Bridging
Short-term second mortgages and bridging facilities for timing gaps, settlement shortfalls, and equity release. Structured around your existing lending — not against it.
Receivership Rescue
Lender called the loan? We've placed multi-property rescues inside 12 months — short-term bridge, then 6-month facility, then long-term low-doc. Full pathway managed by George.
Refinance & Full-Cycle Management
Most clients move through 2–3 successive refinance events. George manages the complete pathway — you don't restart with a new broker at each stage.
ABOUT CALI CAPITAL
Not a broker.
Not a bank.
Something different.
Cali Capital was founded on a simple observation: Australian business owners facing financial complexity were often pushed through layers of intake teams, junior brokers, and rigid lending processes instead of having direct conversations about real funding solutions.
Cali Capital operates through a hybrid model , combining private lending access with specialist finance broking to help company borrowers navigate complex commercial scenarios with clarity and speed.
We operate exclusively in the ACN company borrower space for business and commercial purposes. No consumer credit. No residential owner-occupier lending. This is specialist finance for Australian businesses and company borrowers.
George
PRINCIPAL & FOUNDER · CALI CAPITAL
“Every scenario is reviewed directly and handled with a practical, commercial approach. We work closely with borrowers, lenders, and funding partners to assess complex situations and identify suitable finance pathways without unnecessary delays or layers of communication.”
< 1wk
AVG SETTLEMENT
ACN
ONLY BORROWERS
REQUEST A CALLBACK
George calls back personally.
Not a junior broker.
Complete the two-step form to help our team understand your scenario, business structure, funding requirements, and timing considerations before the initial conversation.
This allows us to approach the discussion with a clearer understanding of your commercial objectives and possible finance pathways. All enquiries are handled confidentially. We do not contact your existing lender, accountant, or any third party without your written consent.
HAVE READY FOR THE CALL
Rough loan amount and intended use
Your company ACN and business structure
Details of the security you're putting forward
Your key deadline, if applicable
FIRST STEP AFTER THE CALL
Once we've reviewed your scenario, the first step is typically a short paid pre-assessment — so we can engage lenders and run preliminary checks. George will walk you through fees and process on the call.
Your deal in scope?
Let's have a conversation.
George calls back personally within business hours. All enquiries confidential — we don't contact your existing lender, accountant, or any third party without written consent.
CLIENT OUTCOMES — ANONYMISED
Real deals. Real results.
"We had a $400k ATO debt and a Director Penalty Notice on the desk. George structured an equity release in under two weeks and cleared the liability. No other broker could place the deal."
Sydney Company Director
ATO TAX DEBT RELEASE — $400K
"Our lender called the loan and we had four properties at risk. George put in a 3-month bridge, then a 6-month, then a 30-year low-doc. All four properties saved inside 12 months."
New South Wales Director
RECEIVERSHIP RESCUE — MULTI-PROPERTY
"Settlement in five days on a commercial purchase the banks refused. Straight access to George throughout — he doesn't pass you off. Exactly what you need when timing is everything."
Melbourne Developer
COMMERCIAL ACQUISITION — FAST SETTLEMENT
COMMON QUESTIONS
Everything you need to know.
How fast can you settle?
Once we've committed to a deal, settlement can occur inside a week. The exact timeframe depends on security, valuation, and any outstanding documentation. If you have a hard deadline, note it in the form — urgency is always prioritised.
Do I need to be a company?
Yes. Cali Capital lends exclusively to ACN-registered companies for business and commercial purposes. We are NCCP-exempt. If you're currently a sole trader, speak with your accountant about whether a company structure makes sense before enquiring — some situations can be restructured.
What can the funds be used for?
Business and commercial purposes only: clearing ATO or company tax debt, commercial property purchase, land and development finance, second mortgages, bridging finance, receivership rescue, and business refinancing. Not for personal, consumer, or residential purposes — ever.
What happens after the short-term loan ends?
Short-term private lending is a band-aid, not a destination. Most Cali Capital clients go through 2–3 successive refinance events — for example, a 3-month bridge, then a 6-month facility, then a long-term low-doc product as the business situation matures. George manages the full refinance pathway. The client doesn't need to start over with a new broker at each stage.
Is this confidential?
Yes. All enquiries are handled confidentially. We do not contact your existing lender, accountant, bank, or any third party without your written consent. George handles every enquiry personally — not a junior broker or offshore intake team.
What is the minimum/maximum loan size?
We work across a broad range — from smaller ATO debt clearances through to multi-million dollar commercial facilities. Specific minimum and maximum amounts depend on the scenario, security, and lender. Mention your approximate funding amount in the form and George will address this on the call.
CALI CAPITAL PTY LTD provides finance for business and commercial purposes to ACN-registered company borrowers only. Not regulated under the National Consumer Credit Protection Act 2009 (NCCP). Information on this page is general in nature specific terms, fees, rates, and eligibility conditions apply to all facilities. · ABN 50 629 049 252. All enquiries handled confidentially. This page is intended for company borrowers seeking business-purpose finance only. Cali Capital does not provide consumer credit products.